Commercial Loans
Solutions for your business
ES&L is one of the area's primary commercial real estate lenders. We focus on commercial mortgages and feature attractively priced adjustable rate products, at very competitive terms. ES&L also provides construction and development financing on many residential subdivisions.
ES&L also works with multiple merchant cash advance companies and offers multuple business funding opportunities. These quick cash service providers we work with provide non-collateralized quick cash for you and your small business. We have relatioships with the following merchant cash advance companies:
ES&L maintains a close working relationship with the Small Business Administration (SBA). ES&L, the SBA and borrowers have combined efforts to complete many commercial projects in our lending area.
In addition to commercial real estate mortgages, ES&L offers commercial lines-of-credit and term loans, as well as time-and-demand notes. For interest rates, or more information on our commercial loan products, please call us at (607) 733-5533, or email us now.
Elmira Savings & Loan has received a
rating of "outstanding" on its most recent Community Reinvestment Act examination.
The Community Reinvestment Act, first enacted into law in 1977, encourages banks to meet the credit needs of all of the communities they serve, including low-to-moderate income neighborhoods and families, and local businesses.
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